Cost of Attendance/How Financial Aid Award Amounts are Determined

Most aid is awarded based on financial need. To determine financial need for an individual student, the cost of attendance has the following amounts subtracted from it: expected family contribution, any Pell Grant amount a student is eligible for, and any other financial aid or scholarships a student will receive. If anything is left over, a student is considered to have financial need for additional federal aid.

Federal funds are limited, so the total amount a student receives might be less than the amount they are eligible for.

What is "expected family contribution?"

Expected Family Contribution (EFC) number used to determine financial need. The EFC is a measure of student/family financial strength and is calculated from the information reported on the FAFSA.  An individual's EFC will appear on their Student Aid Report (SAR). The EFC is calculated according to a formula established by law. Family income, assets, and benefits are all considered, as well as family size and the number of family members who will attend a college.

How is "family" defined?

This depends on dependency status determined by information reported on the FAFSA. Read more: Am I dependent or independent?

Cost of attendance

To determine financial need for OCCC/PCC uses a standard, full-time budget. The same budget is used for all students.

Standard full-time budgets can be viewed

Standard full-time budgets

2019-20: resident student not living with parent
Costs 1 Term 2 Terms 3 Terms 4 Terms
Tuition and fees $1,519 $3,038 $4,557 $6,076
Books and supplies $564 $1,128 $1,692 $2,256
Room and board $4,130 $8,260 $12,390 $16,520
Transportation $574 $1,148 $1,722 $2,296
Personal $620 $1,240 $1,860 $2,480
Total expenses $7,407 $14,814 $22,221 $29,628
2019-20: resident student living with parent
Costs 1 Term 2 Terms 3 Terms 4 Terms
Tuition and fees $1,519 $3,038 $4,557 $6,076
Books and supplies $564 $1,128 $1,692 $2,256
Room and board $1,331 $2,662 $3,993 $5,324
Transportation $574 $1,148 $1,722 $2,296
Personal $620 $1,240 $1,860 $2,480
Total expenses $4,608 $9,216 $13,824 $18,432
2019-20: non-resident student not living with parent
Costs 1 Term 2 Terms 3 Terms 4 Terms
Tuition and fees $3,139 $6,278 $9,417 $12,556
Books and supplies $564 $1,128 $1,692 $2,256
Room and board $4,130 $8,260 $12,390 $16,520
Transportation $574 $1,148 $1,722 $2,296
Personal $620 $1,240 $1,860 $2,480
Total expenses $9,027 $18,054 $27,081 $36,108
2019-20: non-resident student living with parent
 
Costs 1 Term 2 Terms 3 Terms 4 Terms
Tuition and fees $3,139 $6,278 $9,417 $12,556
Books and supplies $564 $1,128 $1,692 $2,256
Room and board $1,331 $2,662 $3,993 $5,324
Transportation $574 $1,148 $1,722 $2,296
Personal $620 $1,240 $1,860 $2,480
Total expenses $6,228 $12,456 $18,684 $24,912

 

How enrollment affects your aid

In most cases, a financial aid award will reflect full-time enrollment for the full academic year. Actual financial aid eligibility will be based on enrollment at the end of the first week of the term (or at the time of disbursement, if the award was accepted after the first week).  Awards are revised to reflect the terms of enrollment. Enrollment less than full time may cause financial aid funds to be reduced or canceled.

Waitlisted classes do not count toward enrollment status.

 
Enrollment status Credits per term
Full time 12 or more
¾ time 9 to 11
Half time 6 to 8
¼ time 1 to 5

Minimum enrollment for financial aid

Full-time enrollment is not required to receive financial aid. This table shows minimum enrollment for different financial aid programs. However, enrollment levels aren't the only thing that determine eligibility--students must still demonstrate financial need.

 

Financial aid program 6 credits less than 6 credits
Direct loan, subsidized and unsubsidized x  
PLUS loan x  
Pell Grant   x